WELCOME TO OKEREKE FREDERICK CHIGOZIE BlOG ,(mhizta fredguru)

Students in the higher institutions are always whining about being "broke", "cashless" and the rest. And then, one would wonder what keeps creeping into the pockets and purses and parting with their money. Leaving without parents and guidance in school may not be easy especially when one is a spendthrift. Few weeks from resumption, accounts are on minus and debts are increasing. I bring to you, money management tips you need as a student. LEARN HOW TO BUDGET:  Put down what you need. If you can do without it, rule it out brother. -OPEN A BANK ACCOUNT:  Trust me, bank accounts make people save. No one will ever want his/her bank account to be dry. -LEARN HOW TO COOK:  Eating out takes a lot of money. As a student, you should not lead an expensive life except of course your parents give you all of all their salaries. Learning to cook will keep you out of joints and eatries. This is a major way of saving money as a student. -BUY IN BULK:  Buy your ingredients, foo...

MutualGrant.org is a social financial communities where members provide financial help to each other and earn financial rewards for doing so. As a new user, when you provide help for the very first time on Mutual Grant, you receive 10% interest growth on your donation weekly, which amounts to 40% in a month with a first time bonus of 60% thus equaling a 100% so you literally double your money on your first donation! Aside from your 40% monthly earnings, you earn 10%, 5% and 3% referral bonuses on people you refer as 1st, 2nd and 3rd Level referrals respectively. Mutual Grant is still relatively new in Nigeria and there is no better time to join the community than now as there are loads of benefits that come with being an early generation member in Nigeria. Click here to register

I solemnly want to use this medium to thank you all that stand firm for me in times of difficulties .especially  a big thanks to my Uncle  And also very big thanks to all my coursemate @ federal University of tech owerri. That always visit my blog even though my effort to generate a vivid traffic that's re always scanty They still hold on  Lastly a very big thanks to my mummy in school,my adviser,my consoler ,my everything in school Dr Mrs A.A Ukaoma ..I solemnly don't know how to repay you for your Goodwill to me Even though I don't deserve it . Your advisers will forever remain in my hearts To you all my fans May the melody and spirit of the holidays fill your home with love and peace. I wish you all the best and happy New Year too!In this loveliest and happiest of seasons, may you find many reasons to celebrate. Have a wonderful Christmas!May your Christmas be decorated with cheer and filled with love. Have a wonderful holiday!Let the spirit of Christma...

China has a history of making fake food items and the fake rice phenomenon has been there for a while. A reputable English-language newspaper in Korea, The Korea Times, reported that “ China famous for having all, making all, has now been reported to have made rice out of plastic and has distributed it. ” The ‘plastic rice’ is reportedly made by forming potatoes and sweet potatoes into regular rice grains shape, then adding industrial synthetic resins. It remains hard after cooking and can cause serious health issues. Experts have raised the alarm of possible flooding of the Nigerian market with the ‘plastic rice’. As Christmas draws close, a lot of people will be getting bags of rice from their employers, friends and well-wishers. You can determine if your rice is fake by carrying out any of the simple tests below. 1. The mortar and pestle test When molding a few grains of rice with a mortar and pestle, if the powder gives a quite white colour, you are good to go but ...

Information gathered so far by ceo of fredguru the new ATM stand will start functioning as from Jan 10th And its 24/7

Most times, we just wonder and Hope we could convert our Airtime or Recharge card to Cash, This is like a dream come through. We can now ask for recharge Cards from people, maybe those working in Telecommunication companies like MTN and convert it to Cash. Existing Airtime can be converted also, using Share and sell option and the amount would be paid out to any of your bank Account In Nigeria. Note : Exclusive to MTN and GLO for Now. Maximum Deposit per day is N3,000 A 11.5% fee would be charged for every Transfer. Sign up an account with ZORANGA, By clicking  Here Input your Information, make sure you use the same Name in your Bank account, Don't use any Nickname Here Input your phone Number and Get started Once you sign In, Just follow the Screen Menu of your choice. By clicking Deposit, you'll Need to pay in money to the zoranga account using Recharge card, Share and sell or zoranga pin. Before any transaction can be made, you'll Need to update...

Please if you have registered (enrolled) previously in any part of the country ,from 2010, Then you don't need to deregister nation wide.  Registration is done only once You will be notified via SMS when your e-id is ready  Thank you #RBC